Auras Insurance is designed for the modern traveler who needs a policy “right now.” It is particularly popular among digital nomads, students, and those requiring instant documentation for Schengen visas or other embassy requirements.
The core of their offering is simplicity: you choose a coverage amount (ranging from $35,000 to $1,000,000) and your “Travel Type”—Calm (sightseeing), Active (hiking, cycling), or Extreme (winter sports, rafting). This allows them to offer premiums starting as low as $1.50 per day.
The entire process is automated. After payment, the insurance policy is typically sent to your email within 60 seconds. It is valid worldwide in a digital format, which you can show at customs or embassies.
Yes. All Auras Insurance policies include coverage for COVID-19 diagnosis and treatment. In some cases, it also covers mandatory observation/quarantine costs if required by local laws.
Absolutely. The policies are designed to meet the requirements of most embassies and consulates worldwide, including the strict requirements for a Schengen Visa.
To keep prices low, Auras categorizes activities:
Calm: Sightseeing, museum visits, and light walking.
Active/Sports: Yoga, fitness, jogging, or cycling.
Extreme: Winter sports (skiing/snowboarding), motorcycling, and high-adrenaline activities.
Note: If you are injured doing an “Extreme” activity while on a “Calm” plan, your claim will likely be denied.
It depends on the plan you choose. Some standard plans have a small deductible (e.g., $100), but you can often select a “Zero Deductible” option for an additional fee to ensure the insurer covers 100% of the costs from the first dollar.
Auras offers a 14-day, 100% money-back guarantee, provided the policy period has not started and you haven’t made any claims. This is helpful if your visa is refused or your travel plans change last minute.
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